Bluestone Bank is proud to be an approved lender with MassHousing, the most successful state housing program in the nation. If you’re buying a home or condo in Massachusetts, a MassHousing loan might be right for you. Many new homebuyers meet MassHousing’s income eligibility requirements, and can benefit from low down payment options, fixed rates, and low mortgage insurance premiums with job loss insurance.

NEW: Bluestone Bank is now offering the MassHousing Down Payment Assistance Program (DPA), which allows qualified first-time home buyers to finance up to 100% of the price of the home. DPA is provided as a fixed-rate second mortgage for up to 3% of the purchase price or $12,000, whichever is less. DPA is available for first-time home buyers of a single family home or condo with annual incomes at or below the area median income, which varies by county, and in connection with a MassHousing first mortgage. If you’re eligible, this could be a great option for you!